The short version
Ownership costs divide into energy, insurance, tires, and occasional service. Charging is usually the smallest line item; insurance and tires dominate. Use the charging calculator for your energy number.
Typical ranges (North America, owner-reported)
- Energy: $40-90/month depending on rates, miles, and home vs Supercharging.
- Insurance: EVs cost more to insure than equivalent ICE cars; compare quotes — $100-250/month is a common range.
- Tires: $150-300 per tire for quality replacements; expect a set every 25-40k miles.
- Service: cabin air filters, wipers, brake fluid checks, and tire rotations. No oil changes, no engine maintenance.
The big variable: tires
Heavy, high-torque EVs wear tires faster than ICE sedans. Budgeting a full set every ~30k miles is realistic.